CT Archives - Page 2 of 3 - Waittes Insurance

The Rose of New England: An Historic Overview of Norwich

The city of Norwich, Connecticut, also known as “The Rose of New England”, was founded in 1659 by settlers from Saybrook. The land was purchased from Chief Uncas of the “Mohegan Native American Tribe”. This Native American tribe originated in upstate New York as the Mohegans and later became The Mohegan Tribe after moving into Connecticut.

As one of the first Connecticut cities, Norwich was incorporated in 1784. Textile factories were common, due to the available water supply of the Yantic and Shetucket rivers. Thanks to the ship trading between Boston and New York, Norwich became a prosperous shipping center, due to its convenient location. It was also known as both an agricultural and industrial area. Many of the agricultural areas evolved into to more industrial ways over time.

Notable Natives

Benedict Arnold: Born in Norwich in 1741, Benedict Arnold was an American General during the Revolutionary War. Arnold became possibly the most infamous traitor in United States history after his plan to defer to British military forces was exposed in 1780.

Samuel Huntington: As a signer of the Declaration of Independence, long-time resident of Norwich, Samuel Huntington became the President of the Continental Congress in 1779. Since he obtained this position during the time that the Articles of Confederation were being ratified, many beat-biographers and Connecticut cival groups believe that Huntington was actually the first President of the United States.

Thomas Leffingwell: Built in 1675, a two-room home built by Stephan Backus was purchased and converted into an Inn by Thomas Leffingwell. Known best to locals as the “Leffingwell House Museum”, the house is a modern day tourist staple containing many fine works created by 18th century silversmiths and clock makers. The Inn is said to have also hosted George Washington for breakfast in 1776.

The Rose City Today

The Norwich & Worcester Railroad (still alive today) was constructed from 1835-1840. Today’s Norwich is flourishing and boasts immigrants from French Canada, Cape Verde Islands, Europe, and more. The “Mohegan Native American Tribe” continues to thrive in this area of Connecticut as well. Named after the tribe, Mohegan Park is one of the most popular recreational areas in the city today. With it being the largest park in Norwich, residents and patrons can enjoy the beach, hiking and biking trails, basketball courts, picnicking and grilling, playgrounds, and more. Many events and activities are held here and preservation efforts are constantly made to keep it thriving.

Have you visited one of the many historical venues in Norwich lately? Please share in the box below your experiences and any additional fun facts you may have learned about our fair town!

Top 5 Scenic Routes for Fall Foliage in Connecticut

Every fall, while the rest of the country is lamenting the end of summer and dreading the coming of winter, New England is experiencing a uniquely beautiful experience – the gradual shift from summer to fall foliage throughout the region’s forests. This seasonal event brings vibrant hues of red, orange, and yellow to the leaves of trees throughout the state of Connecticut, and because of their widespread nature, the best way to enjoy them is by car. Thankfully, the state is full of scenic routes, all of which become even more beautiful in fall when the leaves change color. This fall, head out for a drive along these top five scenic routes:

1. Connecticut River Loop

This scenic drive takes a combined four state routes into one loop that circles the Connecticut River, crossing the water twice and winding along its banks from Old Lyme to East Haddam. Along the way, it passes through the picturesque towns of Essex, Centerbrook, Deep River, Chester, Haddam and East Haddam; all of which display the fall foliage to its greatest extent, combined with charming shops and a small-town atmosphere. The drive between towns is spectacular as well, with the forested banks of the river providing a perfect backdrop for the fall colors.

2. State Route 169

This federally designated National Scenic Byway takes you from the Massachusetts border to Jewett City, passing through numerous historic towns and sites along the way. The highlight of this drive is the abundance of maple and pine trees, which provide a spectacular color-changing show in the fall.

3. Colchester and Salmon River

A large part of this loop follows state routes 16 and 149, looping around Salmon River State Forest in the process. This drive takes you from quiet, wooded lanes to scenic towns to the undisturbed woodlands of the state forest, which is the perfect place to view fall foliage due to its abundance of spectacular trees.

4. Merritt Parkway

Merritt Parkway, a 37-mile National Scenic Byway, passes not only through prime fall foliage areas but also crosses over numerous historic and beautiful Art Deco bridges in the process. Get ready for an explosion of color when you take on this short but scenic drive.

5. Litchfield Hills

There is nothing quite like the sight of rolling hills colored in all shades of red, orange, yellow, green, and everything in between. That is exactly what you will experience in the Litchfield Hills, in northwestern Connecticut. You can craft your own drive through this region, or follow a general route along Route 7 from Norfolk to Litchfield.

As we are all looking forward to the breath-taking landscapes that Connecticut provides in the fall, it’s important to remember proper maintenance for your vehicle or motorcycle before embarking on your scenic journey. This would, of course, include having adequate auto insurance. To review your current automobile or motorcycle policy, contact Waitte’s Insurance Agency, Inc.

5 of the Most Haunted Places in Connecticut

As one of the first areas to be colonized by European settlers, as well as the site of Native American activity for thousands of years, it comes as no surprise that Connecticut has a long and storied history – and where there is history, there are hauntings. Today, with Halloween approaching, you can visit numerous haunted sites across the state, absorbing the atmosphere and quite possibly getting the scare of your life. However, even among Connecticut’s many haunted places, there are a few that stand out for being exceptionally spooky. Take a look at 5 of the most haunted places in Connecticut.

1. Norwich State Hospital, Preston

During its operation from 1904 to 1996, the Norwich State Hospital was the site of numerous tragedies and horrific events, from a patient who hanged himself in 1914 to a hot water heater explosion in 1919 that killed two employees. Today, the hospital stands in ruins, and has an exceedingly creepy atmosphere – numerous sightings of ghosts and reports of strange sights and sounds have been common. Although the actual facility is closed and guarded, you can view and take pictures of the hospital from the road.

2. Union Cemetery, Easton

Known as one of the most haunted cemeteries in the entire United States, the Union Cemetery contains burials dating back to the 1600s alongside modern-day graves. Famous paranormal investigators Ed and Lorraine Warren visited the site and even caught a glimpse of the White Lady, the graveyard’s most notorious ghost. Be careful of visiting at night – policemen guard the cemetery, which is off-limits after sunset.

3. Fairfield Hills State Hospital, Newtown

What is it with old hospitals and hauntings? The Fairfield Hills State Hospital housed criminally insane patients from 1931 to 1995, and, like the Norwich State Hospital, has a long and cruel history and many reports of hauntings. Unfortunately, it is strictly off-limits to visitors.

4. Dudleytown, Cornwall

Dudleytown is a ghost town in northwestern Connecticut, which was founded by Thomas Griffis in 1745. The deaths of many of its occupants have led to modern-day reports of hauntings; however, today’s owners of the Dudleytown land do not allow hikers to visit.

5. The Warren Occult Museum

Named for Ed and Lorraine Warren, the famous paranormal investigators, this museum is home to the actual doll that inspired the horror movie “Annabelle”. The doll is known to be haunted, moving on its own and even writing messages on the walls. Unlike the other sites on this list, you can visit the museum freely…if you dare!

Waitte’s Insurance Agency wishes you and your family a very fun, and SAFE Halloween!

5 Charitable Organizations Worthy of a Helping Hand

Charity: Happy group of volunteers collecting clothing donations

As the holidays are in full swing, the majority of us are thinking about gift shopping, visiting with family and loved ones, and the overall feeling of joy amplified by festive holiday music and warmth. However, it is important to remember that with all of the blessings that the holidays can bring, there are always those who have little to be cheerful about. From people facing hunger and homelessness to those battling life-threatening illnesses, the holidays can once again be the ‘most wonderful time of the year’ with our help. As you appreciate what you have this season, a little effort can go a long way by donating or volunteering to any of these charitable organizations:

1. The Salvation Army

The Salvation Army was established in 1865 as an evangelical Christian organization with the goal of supporting people in need with social services, which include food aid, disaster relief, assistance for the disabled, help for the ill and elderly, clothing and shelter for the homeless, and opportunities for underprivileged children. The organization’s store uses 82 cents of every dollar for these services, which provide help for over 130 million people in 5,000 communities across the country. You can help The Salvation Army in Norwich by volunteering at their holiday store, open December 11-24, or by donating at any time. Furthermore, by shopping at The Salvation Army, you help support the people receiving donations or assistance from this organization. Learn more by visiting ctri.salvationarmy.org/SNE/.

2. The Wounded Warrior Project

The Wounded Warrior Project helps injured veterans or service members heal after serving their country on or after the attacks of September 11, 2001. Through projects that support the four pillars of mind, body, economic empowerment, and engagement, the organization helps veterans adjust to life with a service-related injury. You can help by donating to the organization or volunteering at one of their numerous events. Visit www.woundedwarriorproject.org for full details.

3. Save the Children

Save the Children helps support children facing hunger, disease, homelessness, abuse, and a lack of education in the United States and around the world. If you’re looking to help, visit www.savethechildren.org for fundraising tips and other ways to make a difference.

4. The Pink Fund

The Pink Fund provides financial support to women who are diagnosed with breast cancer and their families. They assist in paying for medical bills and other devastating financial losses for breast cancer patients so that their main focus is on healing and recovery. The Norwich branch of this organization needs your help with donations and volunteering at their awareness programs. To learn more, go to www.thepinkfund.org.

5. Connecticut Food Bank

One out of seven people struggles with hunger daily in the state of Connecticut. The Connecticut Food Bank provides food and other services for those who need, and deserve a warm meal and care during the holidays. You can become part of the solution by donating food, funds, or even your time to the Connecticut Food Bank by visiting www.ctfoodbank.org.

Together, we CAN make a difference in the lives of those in need! Waitte’s Insurance Agency wishes you and your family a festive December and the happiest of New Years! And remember, always drive safely and responsibly before and after holiday celebrations.

Black Friday: From Origin to Modern Day Spectacle

Black Friday has something of an infamous reputation for becoming a no-holds-barred, bring-home-the-bacon, make-or-break the holiday season for many retailers and shoppers alike. From its humble beginnings as simple day-after-Thanksgiving sales to the modern day spectacle of excess it has become to many, Black Friday has consistently been the busiest shopping day of the year in the United States for decades. In recent years, many retailers have actually been expanding the day into Thanksgiving Day itself, opening stores at midnight the day before to remaining open for a number of hours on Thanksgiving Day before commencing Black Friday Sales. Here’s a brief history of the craziest day of the shopping year, and a list of stores that will be closed Thanksgiving Day in order to let their employees share the holiday with family and friends without requiring them to work.

The History of Black Friday:

Black Friday traditionally falls on the Friday after Thanksgiving Day in the United States (the last Friday of November every year). Many federal and state government employees are off work, and so many employers also extend the day as a paid holiday to many of their workers as well. This means that millions of Americans have a four day weekend right before December begins, and many choose to go shopping for Christmas gifts during this time since they have the time off from work. The long weekend led many retailers over the years to offer special sales and incentives on popular items in order to drive up sales revenue and give the holiday shopping season and their annual sales numbers an extra boost.

Why it’s Called ‘Black’ Friday:

The name actually derives from the business term, “out of the red and into the black”, referring to accounting ledgers that used to write losses in red under revenue tallies, and profits in black. The Friday after Thanksgiving Day has traditionally been a record-breaking sales day year after year, putting many businesses “in the black” for the year with billions in sales revenue. Many retailers report vast crowds that line up for specials each year, sometimes resulting in scuffles or injury as customers strive to get items at extraordinary deals before they sell out each year. Stock shortages are common in the face of high demand, and behavior by the general public in search of bargains for the holidays has proven to be something of an issue over the years.

There is a cultural movement to end the greed, rush, and materialism of Black Friday in the United States by boycotting Black Friday sales, instead choosing to shop throughout December in the weeks leading up to Christmas. This has led to a trend of retailers spreading out their Black Friday sales over the entirety of November and December instead of putting all of their efforts and budget into Black Friday alone. Many shoppers have also started boycotting stores on Black Friday in protest of businesses that require their employees to work hours on Thanksgiving in preparation for Black Friday as well.

In case you were considering having an early dinner and getting in some extended Black Friday shopping on Thanksgiving Day, you’ll want to plan accordingly by knowing which retailers will even be open. To see the list of retailers that will be closed on Thanksgiving, visit www.bestblackfriday.com.

Waitte’s Insurance encourages all shoppers on Black Friday and onward to be safe and courteous to others to ensure that everyone’s holiday season is merry and bright!

The end of the calendar year is rapidly approaching. If you haven’t yet reviewed or renewed your current insurance policies, you’ll want to do so before January 1st! Contact Waitte’s Insurance Agency in Norwich, CT by calling us at (860) 886-1961.

Fighting Connecticut Traffic Violations: Is it Worth it?

If you have ever received a traffic ticket, your first instinct may have been to fight it – after all, many people believe that the citation was unjust and that they did not deserve the harsh penalty that they received. However, roughly only 3 percent of drivers who receive traffic citations actually contest them in court, and choosing to do so relies purely on the circumstances surrounding the ticket. You’ll want to ask yourself the following questions before you consider fighting Connecticut traffic violations

1. Is the cost of the ticket worth the expenses it would take to fight it?

Going to court requires taking time off of work, finding reliable transportation, and possibly hiring legal counsel to help you with your court battle. All of these costs combined may be greater than the loss you would incur by just paying the ticket.

2. Do I have the time to go through the process of fighting it?

Court cases for driving infractions typically don’t drag on for weeks or months like other cases can, but you still must be prepared to take at least one entire day off from work just in case. Taking time away from your work and personal schedules to fight a simple speeding ticket could serve as an inconvenience, especially if you have an unforgiving employer or a position that really requires you to be there on the court date.

3. Will the ticket influence my insurance rates?

If your premium increases because of the ticket you received, you may actually be saving money by fighting it in court – even with the expenses mentioned above. Check with your insurance agency to find out how certain citations affect your rates.

4. Could I lose my license if I don’t fight the ticket?

Some motorists run the risk of losing their licenses if they have tallied up multiple traffic violations. If this is the case, it provides a valid reason for you to go to court, as you don’t want to lose your mode of transportation or be forced to attend traffic school over another ticket.

5. Do I have a solid defense to successfully fight the ticket?

Without proper representation, fighting the ticket may simply be a waste of time. Review your options you may need to hire an attorney who has experience with traffic cases and can help advise you through the process as well as in court.

Defenses for Fighting Connecticut Traffic Violations:

If you are considering going to court, there are several possible defenses (if applicable) that you could use to successfully get a traffic citation overturned. For example, if you can provide proof that the view of the police officer who pulled you over was obstructed, this could warrant dismissal of the violation. If you were cited for speeding and a radar gun was used, check whether it could have been compromised by something in the surrounding area. Alternatively, you could bring up the need to keep up with the flow of traffic (if there was any at the time).

Whenever you receive a traffic ticket, make sure to get testimonials from witnesses and document everything, including the officer’s name, badge number, their temperament, and the weather conditions. Finally, take photos to document the area where you were pulled over.

In the event that you are pulled over, it is important to remember one thing. Whether you believe the traffic ticket you received is justified or not, ALWAYS cooperate with the citing officer, abide by his or her instructions and treat them with the utmost respect. Acting irrationally and unnecessarily escalating the situation could result in additional citations that will only affect you long after the officer has left.

The most common traffic citation issued by police officers on a daily basis is due to speeding. But do you know what types of driving infractions in Connecticut could cost you the most?

How a Rough Winter Could Impact Your Car Insurance Premiums

Connecticut drivers aren’t strangers to driving in the snow. However, we can all use a little reminder as to what to do to properly prepare for the winter season; which can put exponential wear and tear on your vehicle. There are a few simple precautions you can take to help your car survive the winter in good condition. Wear and tear cannot only affect the life of your vehicle, but also your car insurance premiums.

Here are some preventative measures to take during winter to avoid increased car insurance premiums:

Have your vehicle thoroughly inspected.

Before winter reaches the coldest months of the year, make sure that the maintenance on your car is evaluated thoroughly so everything is up to code. Change the oil and fill up both the wiper fluid and engine coolant. It is recommended to check tire pressure once a month to ensure it is consistently at the recommended PSI. You may want to add a little air into your tires anyway since the air will contract on bitter cold days. Doing this before sub-zero temperatures arrive will allow you to add an adequate amount of air while you can still feel your hands.

Make sure your tires are safe.

Check your tires before winter hits to make sure you have enough tread left on them. The roadways will be challenging enough without the extra worry of bald tires. A great way to check to see if your tires have sufficient tread is the penny test. Stick a penny face down into the tread of each of your tires – if you can still see more than half of Abraham Lincoln’s head, it’s time to consider replacing your tires. To get the best protection you could also invest in snow tires.

Don’t let your gas tank get too low.

If you have a habit of letting your gas tank run all the way down to ‘E’, try your best to break this habit during the winter. Your engine has to work harder when it’s cold out and you don’t want to risk running out of gas. Always keep your tank at least halfway full. By having half of a tank or less, it could cause ice to form in your fuel lines.

Be careful of where you park during bad weather.

Accumulated snowfall on tree branches can cause them to become weak and break. Do not park your car under any trees where weak branches can fall. You also shouldn’t park on the street during a storm. This could get your car buried or struck by a plow, or even get your car towed if there is a parking ban in effect – which will certainly increase your car insurance premiums.

Wash car regularly to prevent salt erosion.

In the winter, especially in New England, your car will be constantly picking up salt. If left on your car for an extended period of time, this salt can cause corrosion. Even though it can be difficult to do in the low temperatures, you should be rinsing off your car periodically. Spray the undercarriage of your car where it is the most susceptible to corrosion. If possible, try to shoot for once per month or whenever salt excessively builds up.

Leave an emergency kit in your car.

For the safety of yourself and any passengers you have with you, always keep an emergency kit in your car in the event you become stranded or have an accident. The kit should include blankets, a flashlight, washer fluid and flares. Also, make sure you have a reserve of water and nonperishable snacks.

Keep yourself safe and your car insurance premiums steady by preparing your vehicle for any situation that winter throws at you. With the speculation that New England will experience especially harsh weather conditions this year, you’ll also want to know how to better control your vehicle on snowy and icy roads.

Connecticut Driving Seniors: When it’s Time to Consider Giving Up the Keys

From the moment a young driver receives his or her driver’s permit and well into their adult years, the ability to drive becomes a tent-pole for independence and transportation. However, like many other factors that can begin to diminish with age, certain individuals lose the ability to drive for a number of reasons once they reach senior citizen status. It is important for Connecticut driving seniors to stay sharp and identify when they might start having difficulty operating a motor vehicle. While it may not be ideal, certain seniors may need to make the decision to turn over their car keys indefinitely for the safety of themselves and other motorists on the road.

Is Age a Concern?

Road safety for driving senior citizens is crucial for keeping drivers from incident and injury. On average, individuals begin to lose some of their mental clarity and reflexes which enable safe driving around age 65, with a notable increase of fatal accidents happening between ages 70 and 74.

Though age may not indicate everything about your driving ability and individual skills, these numbers are alarming and should be an indicator of when someone should begin running through personal auto safety checklists. Ask yourself or your aging loved ones about recent traffic violations, near misses and other driving difficulties. If you notice an increase in any of these factors, you may need to re-evaluate your ability to drive safely.

What Health Factors May Impact Driving?

Health factors that crop up with age are considered one of the main causes behind a senior citizen’s reduced driving safety. Vision and hearing impairments are leading causes of reduced driver safety. These declines can cause serious challenges for Connecticut driving seniors who must pay attention to many moving components, including on-dash indicators like the speedometer and pedestrian activity on the side of the road.

If you fear that your age or the age of a family member has negatively affected the ability to drive or obey traffic laws, there are ways to combat some of the factors working against you.

How Connecticut Driving Seniors Can Keep Their Keys:

First, consult your doctor for a physical examination and get a visual exam, as well. These appointments are preventative measures to rule out serious health problems that can not only inhibit your driving abilities but may be a sign of illnesses. In some states, regular doctor’s notes regarding your capacity for safe vehicle operation are required in order to renew your driver’s license. This is not, however, a requirement in the state of Connecticut.

You can also employ some healthy living measures, like light physical exercise and good sleep habits to help you be more and alert throughout the day and on the road. Regular exercise with strength training and stretching can improve flexibility and provide the quicker reflexes that are required behind the wheel. Driving during good road conditions and when the sun is shining may also help you to feel more confident behind the wheel.

For Connecticut driving seniors, the life-impacting decision to turn over your car keys is definitely not an easy one, but there is no shame in it! For the overall safety of all parties involved on the roadways, it will provide peace-of-mind to stay realistic about one’s abilities. Don’t be afraid to reach out to a medical professional for you or a loved one if you fear they are no long able to drive on their own.

To all Connecticut driving seniors, or enthusiastic teens ready to hit the road for the first time, ALWAYS make sure that you are properly insured!

Click Here to Receive a FREE Competitive Analysis to Assure You Are Not Paying Too Much!

Norwich CT House Insurance: Protect Your Home This Winter

With freezing cold temperatures, you need to make sure to protect your home. In addition to having Norwich CT House Insurance, you must take the necessary steps to keep your home safe and ready for winter. Your best bet is to safeguard against the following winter complications, but in even a worst-case scenario, having proper Norwich CT house insurance will lessen any stressful situation that may arise.

Here are some common winter problems and how to protect against them to keep your Norwich CT House Insurance rates as low as possible.

Frozen Pipes:

Pipes that freeze can crack from expanding ice, creating a world of complications for your plumbing. One way to prevent frozen pipes is to fully insulate them with foam insulation. If insulation is not updated or even plausible for your home, schedule regular inspections of all pipes during the winter months.

Cold Internal Temperature:

Heat always finds a way to escape from your home in wintertime. Proper insulation is the best defense against this from happening. Updated weather stripping around areas that allow cold air in will also help to avoid having to crank up your thermostat.

Roof Damage:

Snow and fallen tree branches can be detrimental to your roof. Weak tree branches over your home that accumulate heavy amounts of snow are likely to crack and fall onto your roof, causing leaks or even collapses. This can become a nightmare in regards to your Norwich CT house insurance premium. Trim branches hanging over your roof and always clear your roof of snow immediately after a storm. Snow that lingers on a roof for too long can turn into ice, making it increasingly difficult to remove later.

Weathering:

Strong storms can strip the paint on your house. Make sure to use weather-resistant paint to keep it looking fresh all year long. If you plan on putting your house on the market in the future, weathered paint can be a major deterrent for potential buyers.

Damage to the Landscape:

Winter storms can kill plants and knock over unsteady trees. Bring any potted plants that you wish to keep throughout the winter inside to save them from cold temperatures. Surround and cover additional outdoor plants or gardens with mulch so they are not extensively damaged by frost. You may also want to consider laying down a wintertime fertilizer onto your lawn to ensure your grass returns greener than ever come spring.

Formation of Ice Dams:

Ice dams can easily form when the parts of your roof near the top are warmer than the rest of it. The snow in these areas will melt faster and then refreeze toward the eaves. Invest in a roof rake to get rid of the snow before this can happen. Also, keep downspouts clear of debris. Adding attic insulation will keep heated air from getting to the roof through the attic.

Long-time New Englanders know the trials of up-keeping their home during the bitter winter months. With these simple precautionary measures, you can avoid a stressful ‘brain-freeze’ and keep your Norwich CT house insurance at a low, affordable rate. Are you due for a homeowners insurance review or wish to compare your current rates?

Don’t overpay! Receive your FREE rate quote for Norwich CT House Insurance HERE!

Connecticut Personal Umbrella Insurance: What You Need to Know

Connecticut personal umbrella insurance is a safeguard that protects you from incurring unexpected expenses as the result of an accident. And while this sounds like the pitch for the auto and homeowners insurance policies that you already have, it’s actually a bit different.

What Does Connecticut Personal Umbrella Insurance Cover?

Consider, for a moment, that you are involved in an auto accident that incurs $500,000 in damages and you’re the responsible party. Your auto insurance policy covers you up to $250,000, but after that, you’re on your own to come up with the remainder. Now you’re out a quarter of a million dollars and your personal assets are at risk.

A personal umbrella insurance policy fills in the gap to protect you and the assets that you’ve worked so hard to secure. It kicks in to cover the expenses that extend above and beyond those which your existing auto or homeowners insurance policies cover.

Who needs Personal Umbrella Insurance?

Personal umbrella insurance is valuable for many insurance customers, particularly those with the following circumstances:

– A job that requires extensive driving, increasing their risk of an automobile accident.

– Dangerous items in the home, including a swimming pool, trampoline or firearm.

– Pets, particularly dogs that may be categorized as aggressive.

In addition to these factors, you should also consider your own personal net worth, how much liability coverage your existing policies insure and the likelihood that you may be sued. Understanding whether your assets – and what assets – may be on the line somewhere down the road can help you to decide whether personal umbrella insurance is a good buy. Both individuals and families can benefit from personal umbrella insurance.

Personal Umbrella Insurance Just Makes Sense:

You may be wondering whether a personal umbrella policy is worthwhile when you could just as easily increase the coverage offered by your existing insurance policies. While that is a valid option, it’s not one that will save you money or frustration.

What makes a personal umbrella policy unique is that it covers the gaps, wherever they may come up. You can’t plan for an accident, and your umbrella insurance is there to cover those areas. All you have to do is pay into one plan that offers you upward of $1 million, rather than increasing the coverage of the policies you think might be impacted at some point down the line.

Do You Need Connecticut Personal Umbrella Insurance?

Residents of the state of Connecticut, in particular, can benefit greatly from personal umbrella insurance. The net worth of Connecticut residents is the among the highest in the country, meaning that your valuable assets are on the line in the event of an accident.

Avoid a devastating lawsuit and protect your hard-earned assets in the event of an unforeseen incident. Contact Waitte’s Insurance Agency at (860) 886-1961 to learn more about if Connecticut Personal Umbrella Insurance is right for you.