Memorial Day

Memorial Day

For thousands of years, it has been a custom of humans across cultures to honor those who have fallen in battle. “The ancient Greeks and Romans held annual days of remembrance for loved ones (including soldiers) each year, festooning their graves with flowers and holding public festivals and feasts in their honor” ( This tradition evolved into a national holiday in the United States following the Civil War, though it was not always known as Memorial Day. 

On May 5, 1868, three years after the Civil War had ended, Major General John A. Logan, head of an organization of Union Veterans, “established Decoration Day as a time for the nation to decorate the graves of the war dead with flowers'' (U.S. Department of Veterans Affairs). The designated date to observe Decoration Day was May 30 for a variety of reasons, one of which was because across the country, flowers would be blooming at that time (U.S. Department of Veteran’s Affairs). 

Over time, the holiday changed and expanded, and by 1890 the practice of recognizing fallen heroes at the end of May became common across the nation. The holiday became more commonly referred to as “Memorial Day” rather than “Decoration Day,” and those honored were not only Civil War heroes but all fallen American troops ( The exact date to observe the holiday also changed when the U.S. government passed the Uniform Monday Holiday Act in 1968, moving Memorial Day to the last Monday in May (

In December 2000, the U.S. passed and ratified P.L. 106-579, the National Moment of Remembrance Act (U.S. Department of Veterans Affairs). “The National Moment of Remembrance encourages all Americans to pause wherever they are at 3 p.m. local time on Memorial Day for a minute of silence to remember and honor those who have died in service to the nation” (U.S. Department of Veterans Affairs). 

Join us as we remember America’s heroes on May 31.


Moms in the Military

The draft ended in 1973, at which time only 2 percent of enlisted forces were women. Today women make up 16 percent of active-duty members, some of whom are mothers (Council on Foreign Relations).  Recognizing that diversity and inclusion are keys to innovation, branches of the United States Military have taken steps over the years to increase opportunities for female service members (Department of Defense). In 2015, the ban restricting female soldiers in combat was lifted, and women’s participation in military services has slowly continued to grow. 

For women of child-bearing age, military service can be a mix of both opportunity and challenge. Active-duty birth mothers are granted six weeks of maternity leave and may receive another six weeks of “primary care-giver leave” (Military One Source “Types of Military Leave”), and the Department of Defense in many cases is able to assist parents with child care (Military One Source “Parenting and Children”). Along with the support provided by the military, service members often turn to extended family for additional assistance in the case of deployment. 

According to U.S. Navy Dr. Marion Henry, deployment is part of the job. "No matter what your job is in the military, you will not progress or succeed unless you deploy” (  Unfortunately, some disapprove of moms being deployed, but as U.S. Army Captain Megan Harless points out in, “We’re all still veterans and all still fighting for that one cause.”

At Waitte’s Insurance Agency, we salute all of our servicemen and servicewomen and today give special thanks to the sacrifices made by the mothers serving our country. Anyone interested in supporting our troops by writing letters can click on the link below to “8 Websites Where You Can Write Letters to Soldiers.”


Jewelry Insurance

A young couple are having a romantic dinner. Man is giving the woman a beautiful necklace.

When you consider the monetary and sentimental value of certain items you own including jewelry or watches, it may be worth taking extra steps to insure that you won’t be at a loss if something unfortunate happens. While most of us maintain a standard homeowner’s or renter’s policy, these types of insurance are unlikely to offer sufficient protection for your jewelry. It may be worth looking into a jewelry insurance policy that can be tailored to your needs whether you have one particular treasure or a collection.

Because jewelry often represents a loved one who is no longer with us, a relationship to someone dear, a symbol of an important event in your life, or a combination of these things, each piece of jewelry is much more than just a physical object. Jewelry insurance is especially helpful if you travel. At home and away, jewelry insurance can provide you with peace of mind to enjoy yourself without having to worry about whether your adventures could result in damage or loss of items valuable to you.

According to the Insurance Information Institute, a standard homeowner’s policy covers jewelry, watches, and other precious items. However, since the typical coverage comes in at $1,500, this may fall far short of what some of your valuables are worth (Insurance Information Institute). If you are interested in additional coverage, you could consider raising the limit of your liability coverage. This raises the dollar amount of what you could claim for the loss of each individual piece but there may still be a ceiling on the potential dollar amount of the total claim. Another option is to purchase a floater policy and “schedule” your individual valuables. This is the most expensive option, but it offers the best protection, as it includes “losses of any type including those your homeowner's insurance policy will not cover, such as accidental losses”--for example, dropping a piece of jewelry down the drain or leaving it in a hotel room (Insurance Information Institute).

The staff at reminds us that with great rings come great responsibilities: “While anything that happens to your engagement or wedding ring is heartbreaking, knowing it’s properly insured can help to soften the blow.” The same can be said for anniversary pieces, heirloom jewelry, and any precious piece that is meaningful to you.

If you have pieces you want to protect, Waitte’s Insurance Agency is happy to work with you to find a plan that fits your needs. Give us a call!
Insurance Information Institute "Special Coverage for Jewelry and other Valuables"

USA Today "10 Reasons Why Insuring Jewelry Can Benefit You Long-Term"

Happy Mother’s Day!

Mom And Daughter In Bathrobes Lying With Cucumber Slices On Eyes, Doing Face Mask Treatment, Wearing Towel On Head, Having Fun Together At Home

Happy Mother's Day to all the great moms out there! Enjoy a little spa time with your special friend with this make-at-home recipe!

• 1 tablespoon cucumber juice
• 1 tablespoon mint juice

1. Mix the cucumber juice and the mint juice.
2. Apply this all over the face and leave it on for 15 minutes. Wash off with water.

Your skin will be refreshed and glowing after using this cucumber face pack.

Try some of these other fun recipes too!…/cool-it-with-cucumber-face-pa…/

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