Safekeeping - Health Living & Health Insurance

National POW/MIA Recognition Day

National POW/MIA Recognition Day

By Jay Waitte | September 13, 2021

National POW/MIA Recognition Day falls on Friday, September 17 this year. Established in 1979 by then-President Jimmy Carter, the day was first recognized in June but is now held annually on the third Friday in September ( In 1997, this became one of six days when the POW/MIA flag is displayed in specific locations as required by Congress ( The … Read more

Empty Nesters

Empty Nesters

By Jay Waitte | September 8, 2021

Your kids have been a focal point in your home life and schedule for the past two decades or more. For many of us, however, the physical presence of a child in the home will no longer be part of the equation as the youngest (or in some cases only) child moves on to college, work, or another form of … Read more

History of Labor Day and Some Sobering Statistics

History of Labor Day and some Sobering Statistics

By Jay Waitte | September 2, 2021

In the late 19th century, labor activists fought for and won their battle for a national holiday recognizing the myriad contributions workers have made to the “strength, prosperity, and well-being” of our great nation (U.S. Department of Labor). Every year since 1894, Americans have celebrated the contributions of our laborers.  Picnics, parties, parades, and other gatherings are common ways to … Read more

Do I Need to Purchase Insurance for my Rental Car

Do I Need to Purchase Insurance for my Rental Car?

By Jay Waitte | August 30, 2021

You’re finally getting out and enjoying the freedom of vacation and exploring new places or returning to some old favorites! Renting a car allows you to go where you want when you want. But are you taking unnecessary risks if you don’t purchase extra coverage for a rental car? Or are you throwing money away if you do? Like many … Read more

Mosquitoes: Not Just Biting Pests

Mosquitoes: Not Just Biting Pests

By Jay Waitte | August 25, 2021

Usually, we think of mosquitoes as pesky nuisances, but the truth is that they can be both downright dangerous and helpful at the same time. Some of the most common illnesses caused by mosquitoes include dengue fever, malaria, West Nile virus, and Zika virus.  Dengue is carried by mosquitoes in tropical and subtropical areas of the world and causes fever … Read more

Mature woman with water bottle in summer

Heat-related Illnesses

By Jay Waitte | August 9, 2021

Outdoor fun and sunshine are things we are all taking advantage of and appreciating more than ever this year. Unfortunately, though spending time outdoors is good for our health, too much heat can be dangerous. One of the challenges we face regarding heat-related illnesses is that the symptoms can be difficult to recognize.  Early signs of heat-related illness can include … Read more

Identity Theft–What You Can Do to Help Avoid Becoming a Victim

By Jay Waitte | July 19, 2021

In 1736, Ben Franklin famously advised Americans that an ounce of prevention is worth a pound of cure. While Franklin was actually referring to fire prevention, his advice rings true for myriad other issues including contemporary concerns such as identity theft.  While identity theft is not a new problem, the number of victims has recently exploded to nearly 1.4 million … Read more

Keep Deer Out of the Garden

Keep Deer Out of the Garden

By Jay Waitte | July 12, 2021

You’ve prepared the soil and planted your garden, but now you may be faced with uninvited guests. Since deer are creatures of habit and a small number can do a great deal of damage, the quicker you act to deter them, the better. Thankfully, there are a lot of things you can try.  There are many smells that may deter … Read more

Summer Reading-Not Just for Kids!

Summer Reading: Not Just for the Kids!

By Jay Waitte | June 28, 2021

Summer reading isn’t just for students! You might be amazed by both how beneficial reading can be for you and how much you will enjoy this economical form of old-school entertainment. Many of us have used this past year to re-evaluate what is important and leave behind some of the things we realized wasted our time and energy. If you … Read more

A History of Independence Day Celebrations

A History of Independence Day Celebrations

By Jay Waitte | June 28, 2021

On July 4, citizens of our great nation celebrate Independence Day as they have since 1776.  Surprisingly, as late as the spring of 1775, most colonists did not favor complete independence from Great Britain ( However, by 1776, their attitudes had shifted. On July 2, 1776, the Continental Congress voted in favor of independence ( John Adams, who assisted in … Read more

Father hugging two children all smiling and enjoying each other's company

Happy Father’s Day!

By Jay Waitte | June 17, 2021

In an effort to recognize fathers similar to the ways Mother’s Day honors moms, the nation’s first Father’s Day was celebrated in 1910. However, it took well over half a century to establish it as a federal holiday.  Mother’s Day was born of an effort to bring together mothers of Confederate and Union soldiers in the 1860s. Though not an … Read more

two people sitting in beach chairs at luxury tropical resort in front of sunset

You deserve a vacation!

By Jay Waitte | June 15, 2021

After an extended period of restrictions, many of us are looking to get out and go somewhere this summer! While we may feel a sense of hesitation, we also need to recognize that travel is good for our health. According to Allina Health, time off work for a vacation improves both mental and physical health. “People who take vacations have … Read more