Commercial Equipment Floater

Equiptment FloaterWhy Would You Need Equipment Floater Insurance?

On top of liability and commercial property insurance, your business might need equipment floater insurance. This property insurance covers contractor equipment that moves from place to place instead of staying on your business site.

What Does This Insurance Cover?

If your construction company’s backhoe and other equipment travels from one job to the next, this is just one example of the type of machinery equipment floater policies cover. You need this type of coverage because it adds protection that relates to moving equipment, such as the increased risk of theft and the risks that come with transporting the equipment.

Even though they might move around, your cars, trucks, watercraft and aircraft typically won’t be covered by this insurance because these vehicles aren’t really equipment. Also, this insurance won’t cover certain circumstances that are expected for the equipment or that your company could prevent. This includes situations such as regular wear and tear, using the equipment incorrectly or the machinery breaking down.

When Is This Type of Coverage Right for You?

Your company will benefit most from this insurance if you have contractor equipment that you bring to different job sites. This is the case for your construction business, landscaping business and similar industries.

Get the Coverage You Need 

At Waitte’s Insurance Agency, we can help your business get the equipment floater policies you require. Call us at (860) 886-1961 to get started.

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