Waitte's Insurance Agency
Serving the area for over 100 years
Waitte's Insurance Agency
Serving the area for over 100 years
Waitte's Insurance Agency
Serving the area for over 100 years
Waitte's Insurance Agency
Serving the area for over 100 years

Prevention and Warning Signs of Carbon Monoxide Leaks

Carbon Monoxide LeaksWhile most people know that homes are required by law to have smoke detectors, which quickly sense smoke in case of a fire and alert the residents to ensure a quick response, fewer know that the law also requires carbon monoxide detectors. That’s because carbon monoxide is a lesser-known danger than fire – but, in some cases, a much more potent one.

What is carbon monoxide?

Carbon monoxide, or CO, is a colorless, odorless gas that is fatal when inhaled in certain quantities and left untreated. It is released by the burning of fuel in stoves, lanterns, gas ranges, furnaces, and other indoor appliances, as well as cars and trucks outdoors.

What are common sources of carbon monoxide leaks?

Carbon monoxide can leak out of appliances and vehicles and build up within an enclosed space, such as a home or car, leading to severe illness or death. Leaks often occur when gas appliances, such as refrigerators or stoves, are not vented properly. The carbon monoxide produced by these appliances is released outdoors through pipes; when these pipes aren’t fitted properly, the carbon monoxide can instead leak into the home. It is important to have horizontal pipes that lead to the outdoors slanting upward slightly, so in case of improperly fitted joints, the CO will still be able to escape. In a vehicle, leaks can occur when there are small gaps or holes in the exhaust system, which cause the car exhaust to seep into the interior of the car instead of being released outside.

What is carbon monoxide poisoning, and what are the symptoms?

Carbon monoxide poisoning is an illness caused by inhaling CO at high levels. Symptoms start by resembling the flu; headache, dizziness, nausea, fatigue, and trouble breathing all may develop. Spotting these symptoms early on can save a person’s life; as the poisoning develops, however, the person can experience mental confusion, vomiting, loss of muscle function, loss of consciousness, and ultimately death.

How can I prevent carbon monoxide poisoning in my home?

The best way to prevent carbon monoxide poisoning is to keep your carbon monoxide detector up-to-date and functional, as well as all of your heating and other non-electric appliances, which should be checked by a technician every year. There are also many simple mistakes to avoid, such as using flameless chemical heaters, gas camp stoves, or charcoal-burning devices indoors.

What are the specific laws and requirements for carbon monoxide detectors in Connecticut?

Connecticut requires carbon monoxide detectors to be installed in all new residences and schools, including residences meant for one or two families. These detectors protect families and individuals from carbon monoxide poisoning. Make sure to test and change the batteries in your detector once a year.

For even more tips on how to maintain a safe household for you and your family, visit our blog archives. Be sure to contact Waitte’s Insurance Agency Inc. to review or renew your homeowners’ insurance policy.

Training Your Pup to Avoid an Aggressive Pet

Training your pupAggressive dogs pose serious threats to the community and are far more prevalent than one would think. In 2013, one-third of all homeowners’ insurance liability claims paid was due to dog bite claims. Families with “bully breed” dogs, such as pit bulls and Rottweilers may find themselves unable to obtain homeowner’s insurance or having to pay higher premiums as these dogs have higher aggressiveness statistics. Dog attacks can be prevented by appropriate training and raising of the dog. It’s important to understand some key dog-training principles to raise a safe, friendly dog.

Don’t yell or scream.

While dog training can be stressful, yelling and screaming at the dog is not the answer. These actions cause anxiety and stress in the dog and build tension. In order to successfully train your dog, he/she needs to respect you. By constantly yelling, your dog will just become used to it and start to ignore your commands.

Don’t use negative reinforcement.

Negative reinforcement, like hitting or using a shock collar invokes fear in your dog. Fear may cause certain breeds of dog to act out in aggression. Positive reinforcement with affection, treats, or toys have been found to be more effective than negative reinforcement. 

Ensure your dog is fed properly.

One way to prevent food aggression is to ensure that your dog is fed properly. Never withhold meals as a source of punishment. Your dog may then feel the need to protect his food once he is fed. Be sure to feed your dog at least twice daily and according to the portion guidelines set forth by your vet.

Start socialization early.

Early socialization is a key component of a well mannered dog. Puppies and young dogs should be socialized with other people, children, and other animals.

Never resort to physical abuse.

Physical abuse is a key cause of aggression in dogs. Dogs should never be punched, kicked, or physically abused in other ways after they have misbehaved. This causes them to feel threatened and may, in turn, lead to aggressive or violent behavior.

When raised appropriately, all breeds of dogs can become wonderful members of the family. A state lawmaker in Connecticut is currently trying to introduce legislation that would not allow insurance companies to increase homeowners insurance based on the breed of their dog. However, until this legislation is enacted, it’s incredibly important to be a responsible dog owner. Complete thorough research on the dog breed you are considering prior to bringing it home. Be sure to make training your pup a priority. With plenty of research, healthy attention, love, and discipline you can ensure that your dog is a great addition to your family.

All dogs are considered “man’s best friend”, but it’s important to know if your family pet will affect your insurance premium. If you’re unsure if your dog falls under the same category as Pit bulls or Rottweilers, contact Waitte’s Insurance Agency Inc. for a consultation.